Founded in the year 2012 by V. Vaidyanathan, Capital First is an India-based Nonbanking Financial Company that offers easy debt financing services to MSMEs, small entrepreneurs and general consumers. The company has its headquarters in Mumbai and has successfully provided finance to more than 7 million customers so far. What sets Capital First apart from other financial institutions is how it has developed innovative financing models, particularly for the un-banked and under-penetrated segments in India. The company is listed in BSE and NSE, and had a market capitalization of ₹ 60.96 billion as of June 30, 2018.
With Capital First, you can avail a commercial or business loan ranging from ₹ 3 lakh to ₹ 75 lakh, and repay it in anywhere from 12 to 60 months. The financial company also offers the facility of topping-up existing loans. Having specialized in financing the small entrepreneurs and MSMEs, they very well understand the importance of business finance in different expansion phases of a business. They make business finance flexible and easy, with terms that can help anyone scale up their operations, based on their needs. Below provided are all pertinent details related to Capital First business loan eligibility criteria, features and charges.