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Bajaj Finserv Business Loan


About Bajaj Finserv Business Loans

Bajaj Finserv is a well-known Indian Nonbanking Financial Company (NBFC), which is an integral part of Bajaj Holdings and Investments Ltd. The company is focused on asset management, wealth management, insurance and various types of lending services in the country. Employing more than 20,154 people at 1409 different locations in India and abroad, Bajaj Finserv’s annual revenue runs into US$ 715 million.

Bajaj Finserv offers business loans to self-employed professionals, self-employed businesspersons and various business entities, of maximum ₹ 30 lakh. These business loans are unsecured in nature and can be approved within 24 hours. You are free to use Bajaj Finserv business loan for inventory maintenance, increasing working capital, upgrading your machinery & plant, expanding operations, hiring seasonal employees, leasing a bigger office, purchase of raw material, scaling up operations, office renovation, investment into infrastructure and much more. The basic purpose of this loan product is to help you give the much-required boost to your enterprise, enabling it to reach new heights with improved profitability and competitiveness.

Business Loan Eligibility Criteria

In order to be eligible for Bajaj Finserv business loan, you should have been running your business for at least past 3 years. You will be asked to furnish your business’ income tax returns for the past one year. Other than that, your age should be between 25 to 55 years. All self-employed professionals (company secretaries, chartered accountants, architects and allopathic doctors), self-employed businessmen (service providers, proprietors, retailers, manufacturers, traders etc.) are eligible to apply for this loan as long as they can furnish the required documents related to their business operations. These businesses can be of various constitution types including limited liability partnerships, partnership firms, private limited companies or closely held limited companies. More details on Bajaj Finserv business loan eligibility criteria are given below.


Years in currert business

₹ 50Lacs

Minimum Turnover

Bajaj Finserv Business Loan Features / Details

Coming to the Bajaj Finserv business loan features, you can avail a business loan of maximum ₹ 30 lakh under this product. The company offers a flexible loan facility as per which you can withdraw only whenever you require any funds and can repay depending on your business cash flow, without incurring any prepayment charges. The interest is charged only on the amount that you withdraw, enabling you to reduce your EMIs by as much as 45%. The loan can be approved in as less as 24 hours, with only 2 documents. More specific features and details related to Bajaj Finserv business loan such as the interest rate, repayment tenure, repayment mode etc. are provided below.


Interest Rate (Min)

1 – 4 Years.

Loan Tenure

₹ 3Lacs – 30Lacs

Loan Amount (Min – Max)

Bajaj Finserv Business Loan Fees / Charges

Bajaj Finserv business loan involves a processing fees of up to 3% of the loan amount. Other than that, you might need to pay various other charges or fees depending upon your requirements, for instance document or statement charges, bounce charges, penal interest, outstation collection charges, document processing charges, additional maintenance charges, foreclosure charges, part-prepayment charges and more. Below provided are complete details related to all such Bajaj Finserv business loan fees/charges.

2.00% of Loan Amount.

Processing Fees

0% of amount prepaid.

Pre-payment Charges


Part Payment Facility


Part Payment Processing Fees