Vijaya Bank is a medium-size, public sector nationalised bank that has its corporate office in Bengaluru, Karnataka. It offers many different financial products and services to its clients via multiple delivery channels. Founded in the year 1931 by Mr A B Shetty, Vijaya Bank has 2031 branches (as per records in March 2017) and more than 2000 ATMs all over India today. The bank has kept pace with the changing times and has made the best use of technological advancements to offer optimum services to its clients. Vijaya Bank offers a comprehensive personal loan product to salaried individuals, ensuring that their immediate financial needs are met without any hassles. Their personal loan for salaried class is known as V-Cash-loan. Entrepreneurs and doctors are offered separate loan products to help them with their working capital and practice set-up needs respectively. There is no explicit personal loan product for non-salaried people per se. Below-mentioned are more details on Vijaya Bank personal loan eligibility criteria, features and charges.