A state-owned financial services company, Indian Bank was established in the year 1907, and is headquartered in Chennai, India. There are 2836 branches of the bank and it employs close to 21,000 people all over India. Its rich legacy spans over 100 years and the bank is counted amongst the top performing banks in the public sector today. Indian bank offers various personal loan products to help people meet their different types of urgent expenses. All these personal loans are specific to the individual requirements and are as follows: Indian Bank Clean Loan, Indian Bank Pension Loan, Loan/OD against LIC policy / RBI Relief Bonds / KVP / NSC, Loan/OD against deposits and more. As the Indian Bank personal loan products are tailor-made to meet immediate requirements of the borrowers, the approval and disbursal is quicker compared to other loan products. The processing is transparent and is kept hassle-free to ensure maximum transparency and trust. The bank believes in harnessing the full potential of Information and Communications Technology (ICT), something that greatly contributes to its efficiency.