IDFC is an Indian private bank that started operations as recently as on October 1, 2015. It is headquartered in Mumbai, and is a part of IDFC, an integrated infrastructure finance company. The bank launched its 100th branch in October, 2017 and employs close to 6500 people in India.
IDFC Bank offers a personal loan that helps people meet all kinds of urgent needs with great ease. You can prepay the loan anytime you wish and EMIs can be modified depending upon your convenience and preferences. As of now, IDFC Bank offers three different personal loan products to people – Simple Personal Loan, Smart Personal Loan and Personal Loan Balance Transfer. Following are more details on IDFC Bank personal loan eligibility criteria, features and charges.