About Fullerton Personal Loan

Fullerton India Credit Company Limited which is popularly known as just Fullerton India is a nonbanking financial company (NBFC) that is headquartered in Mumbai. It offers a wide range of retail finance products, including personal loans, vehicle loans, home loans, loans against property and business loans to interested customers. Out of all these, Fullerton Personal Loan is the most in-demand product for the company. This loan can be availed by anyone to fulfil his/her immediate financial needs like payment for vacation expenses, home renovation, wedding, children’s education, consumer durable etc., without the need of any collateral. You need not wait for a long time to get your personal loan approved as they offer quick eligibility checking, instant online approval and rapid disbursal of the personal loan amount. Fullerton India offers varied personal loan products for salaried individuals including a general Personal Loan, Personal Loan for Women, Personal Loan for Elite, Personal Loan for Wedding, Personal Loan for Holiday, Personal Loan for Doctors, Personal Loan for Home Improvement and Personal Loan for Emergency. The choices are slightly limited for self-employed people.

More details on the Fullerton personal loan eligibility criteria, features and charges for salaried and self-employed individuals can be found below.

Personal Loan Eligibility Criteria for Salaried / Self-Employed

You can avail of Fullerton India personal loan if you are a salaried or self-employed individual in the age bracket of 21 years to 65 years. The minimum income required is INR 12,000 per month and the minimum and maximum loan amount you can avail will depend upon the personal loan product you’re interested in and your repayment capacity. Following are more details on the precise and updated Fullerton personal loan eligibility criteria.

18 – 65 years

Age (Min – Max)

4k – 65k

Minimum Income (Metro Cities)

4k – 65k

Minimum Income (Other Cities)

18 – 65 years

Age (Min – Max)

4k – 65k

Minimum Income (Metro Cities)

4k – 65k

Minimum Income (Other Cities)

4k – 65k

Minimum Income (Doctors/ Chartered Accountants)

4k – 65k

Minimum Income (Company Secretary / Architect)

4k – 65k

Minimum Income Self Employed (Businessman)

Fullerton Personal Loan Features / Details

Coming to the Fullerton personal loan features, they promise a hassle-free documentation process and quick disbursal of the loan amount. The quantum of loan you can apply for will depend upon whether you are a salaried or a self-employed person, and your monthly income. You can repay your loan in anywhere from 12 months to 48 months. You might get additional benefits in the form of a better interest rate and quicker processing time if you are an already existing client of Fullerton India. More details on the updated Fullerton personal loan features are provided below.

18.25%

Interest Rate (Min)

Upto XX Years.

Loan Tenure

25k – 50Lacs

Loan Amount (Min – Max)

Fullerton Personal Loan Fees / Charges

There is a processing fees of up to 6.5% of the approved loan amount applicable on all Fullerton personal loans. Various other charges like cheque dishonour charges, cash/cheque collection charges, delayed EMI interest payment, swap charges for change in mode of payment, loan cancellation charges, foreclosure charges etc. might also come into the picture depending upon the situation. You can find more details on all Fullerton personal loan fees/charges below.

2.4% of Loan Amount.

Processing Fees

2.4% – 5.2% of amount prepaid.

Pre-payment Charges

Yes / No

Part Payment Facility

2000

Part Payment Processing Fees