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8.24% The final offer is subject to approval from the respective Bank/NBFC along with credit profile of the customer.
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Getting Started

Stepwise approach to home loan success

Before starting comparing home loan offers from different banking establishments and NBFCs in India, it’s important that you figure out the maximum loan amount you’re eligible for. This should be done regardless of the profession or occupation you may be in. The eligibility is calculated based on different criteria including employment stability, credit score, age, other EMI/s, property attributes and more. You should also be aware of the different repayment and EMI options available for the eligible loan amount. On our website, all this can be done in a matter of few clicks!

Maximum Loan Eligibility

Find out the maximum home loan amount you’re eligible for.

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EMI & Repayment Calculator

Find out the different EMI and repayment options available.

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Home Loans Eligibility Criteria

Calculate the home loan amount you’re eligible for based on multiple important criteria

Monthly income

The bank or NBFC would like to know if you’re salaried or self-employed, and what’s your monthly take-home income.

Employer & employment stability

Potential lenders also ascertain how long you’ve been employed or if you have stable income from self-employment or not.

Property attributes

Bank and NBFCs factor-in property attributes like carpet/built-up area, age, location, builder’s reputation etc. too.

Credit score

CIBIL score is an important information used by potential lenders to gauge your credit-worthiness and repayment ability.

Documents required for home loans

Documents are what validate your claims made with regard to different home loan eligibility criteria. So if you claim to have a monthly income of Rs. X, it’s the backing documents that will validate that claim. Documentation is one of the key aspects based on which different banks and NBFCs determine whether they will disburse loan to you or not. The documentation requirements might also vary from lender to lender. On our website, you can compare different home loan offers in India based on the no. of documents requested by the banks and NBFCs. While it’s understandable that getting all the documents together might take you some time and effort, it’s the only way that the potential lenders can learn more about you and have confidence in your eligibility-related claims. Please also keep in mind that the documentation process for home loans is slightly different and more complicated than in case of personal loans. Following is a general list of documents asked by banks and NBFCs:

Documents required for salaried individuals

  • Home loan application form
  • Photo Id proof
  • Residence address proof
  • Residence ownership proof
  • Bank statement
  • Property documents (if any)
  • Advance processing cheque
  • Investment proof/s
  • 1 passport size photograph
  • Job continuity proof
  • Income proof

Documents required for self-employed professionals

  • Home loan application form
  • Photo Id proof
  • Residence address proof
  • Residence ownership proof
  • Property documents (if any)
  • Advance processing cheque
  • Investment proof/s
  • 1 passport size photograph
  • Office address proof
  • Office ownership proof
  • Business existence proof
  • Income proof
  • Bank statement

Documents required for senior citizens or pensioners

  • Home loan application form
  • Photo Id proof
  • Residence address proof
  • Residence ownership proof
  • Income proof
  • Bank statement
  • Property documents (if any)
  • Advance processing cheque
  • Investment proof/s
  • 1 passport size photograph
  • Age proof

Comparing home loans

As a home loan is essentially to do with the purchase of a home, it’s normally quite big in amount compared to a personal loan. Even a minor difference in the offered rate and/or terms of a home loan can have a major impact on your financial burden, both in short and long term. Hence it becomes very important that you comprehensively compare and evaluate different home loan offers in India, on multiple criteria, before finally selecting one. Furthermore, as all the banking establishments and NBFCs engaged in home loans business offer different types of offers and discounts to attract more customers, comparison is the only way that you can find out the best one among them for your needs. You must compare home loan offers on various important parameters including interest rate, application approval time, loan disbursal time, no. of documents required, approval success rate, processing fees and automated rate revisions.

Interest rate

Application approval time

Loan disbursal time

No. of documents required

Approval success rate

Processing fees